Serving all of SC
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It is too important to trust just anyone to guide you through the process of what loans are right for your lifestyle and budget. At Simplified Mortgage Solutions we work tirelessly with first-time homebuyers to ensure that they are aware of the entire loan process, know all their options and answer all of their questions along the way.
We want our new homebuyers to feel that they:
We have a variety of home loan programs available for first-time homebuyers. Even if you do not have a long credit history or a large down payment, we are happy to meet with you for a complimentary look at whether now is the best time to buy your first home.
Call today or apply online below to find out which home Loan is right for you.
First Time Home Buyer? FHA Loans may be your best option
A FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers; rather, it provides protection through mortgage insurance (MIP) against losses as the result of homeowners defaulting on their mortgage loans.
Available to all buyers, FHA loan programs are primarily designed to help low- and moderate-income families who do not meet requirements for conventional loans that adhere to more strict underwriting guide lines. However, there are cases in which borrowers who are eligible for conventional financing would still choose a FHA loan.
FHA loan programs are particularly beneficial to those buyers with less available cash as the required down payment is lower than for conventional loans.
Rates on FHA loans are also generally lower than conventional mortgage loans.
Simplified Mortgage Solutions, LLC, NMLS# 1676360 Greg McCoy NMLS# 119871
Simplified Mortgage Solutions, LLC
3125 Hebron Drive - Suite 101
West Columbia, SC 29169
Office: (803) 722-6044
Fax: (803) 722-6043
SIMPLIFIED MORTGAGE SOLUTIONS, LLC